Boat and Marine Craft Insurance

A weekend getaway with family, cruising the waters with your kids in tow or an early morning of fishing, Manitoba has some of the best waters in all of Canada. Enjoy peace of mind with marine coverage through Ficek Insurance. Next time you launch your boat, sailboat, personal watercraft or any other marine craft, know you are covered. Don’t let an uninsured incident ruin your fun, no matter what watercraft you or your family is operating.

We are boaters too, and are proud to partner with Premier Marine to offer:

  • All Risk, Replacement Cost for vessels newer than 10 years of age (ACV/deprec.
    thereafter)
  • Waterski liability included within liability (P&I) limit (not sub-limited)
  • True Marine Liability (P&I) protection ( incl. removal of wreck coverage)
  • Consequential Property Damage Protection – unique policy language that affords
    coverage for basic marine perils regardless of cause, even wear & tear (whereas
    our competitors’ policy forms often contain absolute exclusion clauses)
  • Vermin & Marine life damage is covered
  • Freezing damage covered where appropriate precautions taken
  • Uninsured Boaters coverage
  • Emergency Towing
  • Loss of Use
  • Newly acquired vessel coverage automatically included
  • Permission granted to sign standard hold harmless agreements for moorage and
    storage
  • Medical Payments and Accidental Death Benefits coverage
  • Deductible waived if damage caused by a liable third party
  • GRC is available for new boats
  • and more…

Get a free quote online now.

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