7 Reasons to Choose Ficek Insurance for Insuring Your Mortgage
The Bank Looks After the Bank, Ficek Looks After YOU
Our Insurance Costs Less
Your coverage shouldn't cost a fortune. Insurance with us is lower than the cost of Mortgage Insurance through the bank. Get better coverage and pay less for it.
Your Policy is Tied to You
When you get your mortgage insurance through a bank, it's tied to that bank. With Ficek Insurance, your policy is tied to you. If you move your mortgage to another bank, no big deal, your policy moves with you.
When You're Approved, You're Approved
With us, your insurance policy is underwritten at time of application so that you know FOR SURE that you have the insurance. When you get insurance through the bank, they can reject your policy at the time of a claim and just refund the premiums you have already paid. With Ficek Insurance, when we say you're approved, we mean it.
It's Your Policy, You Should be in Charge
With mortgage insurance through a bank, the policy only goes towards the payment of the mortgage. With Ficek Insurance, you choose where the money goes. If it's your policy, then you should be in charge.
Be Covered for Any Situation
Mortgage Insurance with the bank has limited coverage. With Ficek Insurance, we make sure you are fully covered. Recovery times can come with a significant financial cost that impacts both you and the people close to you. Get coverage that relieves financial concerns so you can focus on what matters most.
Your Money, Your Choice
The bank takes care of the bank. Mortgage insurance with them only goes towards the mortgage. With Ficek Insurance, you call the shots and choose where the money goes. Reduce or eliminate debt and other financial concerns.
Your Coverage Doesn't Decrease
When you get mortgage insurance through the bank, your policy only covers the current balance owing on the mortgage. 10 years later, you still pay the same premiums for the original mortgage amount but your coverage has decreased. With Ficek Insurance you get what you pay for. Your coverage doesn't decrease as you pay down your mortgage, it stays the same. 10 years later, your coverage could take care of the mortgage and relieve other financial concerns.